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| Interest Rates? I just realized that the federal interest rates are tied to credit card rates! My question is...I looked at a graph or interest rates over time and they used to be VERY high! Over 7% I think. How in the WORLD did people pay their CC bills then?!? Woudldn't the interest rates have just about killed them? I know my rate is 13.99% - I can't imagine if the federal interest rate were much higher!
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| Re: Interest Rates? Back when I first got my cards, I think CC rates were around 18.99%. I was able to pay the bills by only charging what I could afford to pay off in a month, and by not carrying a balance I had no interest charges, so it didn't really matter (to me) what the rate was. |
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| Re: Interest Rates? Oh believe me I gave my parents my card! But I wrote my number down...finally I ripped it up and burned it, so I have NO access to a credit card. I just had to say no. I cut it up a year ago...then went online the next and ordered a replacement! Believe me I am the opposite of Citibank's worst nightmare... |
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