900 legal mypoints (I think?)

[lsr18]

I posted this suggestion before, but since my account has just gotten the points, I think it bears repeataing. Go to the financial page of mypoints and click on the quicken loans. Fill out the mortgage application, and get the points. There is no requirements, and you could find yourself a better mortgage. I clicked on the option for them to call me with the results, t hey did, I told them my present mortgage (5 3/8 % for the next five years), they said they couldn't match it, we thanked each other, and the points arrived a few weeks later.

Again, no obligations, and you could get a better mortgage. Good luck.

[mcshelll]

These are legal points. Nothing wrong with going for them at all. Thanks for the reminder, I was thinking of doing this one. Glad to hear that it really is painless.

[jstirn]

I presume they pull a credit report to determine the interest rate to be offered ? If so, this could be an issue if you actually really want a mortgage or loan in the future.

[sselchert]

I just signed up. How long befor the points show up in your account. Thanks for the post!!!!

[karenw911]

Originally posted by jstirn
I presume they pull a credit report to determine the interest rate to be offered ? If so, this could be an issue if you actually really want a mortgage or loan in the future.

EXCELLENT POINT...
Not only that, but it will show up as credit inquiries by each and every loan originator they pass your information too...

And if you would be denied for any loan that you would apply for through them, there's an instant negative rating on your credit report.

Personally, I don't think 900 points is worth the potential future hassles this one could bring....

Karen W.

[slmlmlel]

And to just let you all out they know, evey time someone pulls your credit report it drops 4 points. That may not seen like alot but, when they pass it on to more people it could drop quite a bit.