Hi,
This site pays either in gift cards or cash, check or paypal, you choose, depending on how much you put into it. I've been on the cash program after the first month I joined - they also have contests and other things.
NO surveys to take, nothing to join, other than the site itself and that's free. Make lots of new friends, play games, comment on others writing, read jokes and if you like to write, post your own writing - they will reward you for it.
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Kat (Marilyn N. or katlnhat on gather)