credit cards rule! Make money!

[sparklylite]

Credit cards are not all bad. Remember the principle of 30 day money float..................put everything on a card that pays you (like discover that gives you 1% back)...........you have your money in YOUR account earning interest for 30 days.............plus you get % back! You have to pay it off monthly...........and can even do this online! Take advantage of the cards that think we can't and wont pay on time! CAUTION: If you don't pay it off monthly.........look at paying fees upwards and over 21%! The key is to pay it monthly! (plus you get running statements of expenditures for budgets!!!)

CHEAPLY............OKAY FRUGALLY.....LOL
SPARKY

[bethie_alane]

wow, i must have really good credit cuz both my CC's have 11% APR even if i don't pay my balance in full each month (which i usually do)

another good CC tip, is to get a CC by some car company cuz you can earn $ towards the purchase of a new car... something to think about if you plan on buying a car in the next few years....