[Pc0home]

Dear Diana- I know a few months have gone by but I hope you have not resorted to payday loans. First thing is interest rates can run as high as 100%. Usually you pay $20.00 to $25.00 for every $100.00 and payment is due every two weeks (most employees get paid every 2 weeks). If you are approved for say $500.00 you must pay back $600.00 2 weeks later. You can just pay the interest of $100.00 or as much as you can pay and then 2 weeks later the same thing. You need to have a some kind of income to cover these loans otherwsie you will find yourself more in debt and in a vicious circle. BOTTOM LINE stay away from payday loans.
Sign up for state relief at your local state Human Services dept. It is money you have put into the system from all your past pay check deductions. Now your in need.
Call your local United Way. They have listings off all social services, social agencies and other resources for the public.
Hope this is not too late. I am a vocational counselor for the State of New Mexico and I am always helping individuals/clients out in the very same situation you are in. Hang tough and things sould work out. Let me know!!