| Re: If you have credit card debt..... Well when the bankruptcy laws were changed-I don't believe any compromise was reached about the high interest rates. Basically the card companies used to say the reason for the higher rates was because of the defaults etc. The thing that I have noticed is that it is almost like some of these card companies are not sending out balance/statements on a timely basis-you get them very close to when payment date is due or you receive on Friday. I could not locate a date on the envelope?
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