Hello everyone!
These are the sites that I know you can order from and you will not need a credit card to purchase the items. They will bill you later on a revolving credit account. Some might ask for a cc for reference but it is not mandatory. I do know however if you have a history of ordering through the mail with buy now pay later and you have not paid for merchandise in the past from other companies you will get "blacklisted". By that I mean your address becomes "blacklisted" as a NO PAY address, and some of the places may require a down payment or might not even send you an order.
Mason Shoes- Carrying both men and womens shoes-www.masonezpay.com
Masseys-Womens Shoes Only-www.masseys.com
Methods: The surest method to get approved with Mason or Masseys is to request a catalog, when the catalog comes(usually a week). It will let you know that you are "preapproved" just be sure to use the numbers on the back of the catalog. And when you order keep your order with shipping under $100.
The monthyl payments will be $20 and you will get credit amount increases as long as you pay on time for a couple of months.
You can also order through the website and they approve that way too but be sure to keep the order under $100 including shipping. Both companies are related to one another so wait for one to approve and send your things before you order from the other.
Casual Living- Everything from clothes to jewelery
Casuallivingusa.com
This company uses BILL ME LATER which does a credit check and if you do not have good credit don't bother. Anytime you see the BILLME LATER with the BLUE CHECK MARK it is going to do a credit check. They also offer an in house financing that offer 4-payments, and they also have deferred billing.
ABC & LTD
Same company
www.abcdistributing.com www.ltdcommodities.com
Both companies will invoice you with a net 30 terms meaning no payments you make one lump sum payment and or they will "blacklist" your business address. You can just *make-up* a business name, and you dont need a fax it is (optional). But if you owe one company dont try to order from the other as they will not send your things and they will not send your things if you address is already blacklisted.
Swiss Colony-Midnight Velvet-Through The Country Door-Ginnys-Seventh Avenue-Monroe & Main- tender FiletALL ONE BIG COMPANY EACH LITTLE STORE IS A DIVISION OF THE SAME HOME CAMPANY.
Keep your initial order under $70 with shipping, and they will usually ship the items that you order and create you a choose and charge in house credit account which has monthly payments that range from $20-$40 per month once you recieve your initial items you will then be granted a $400.00 credit limit but each time you are subject to "credit approval" until you have completely paid off one entire order. And if you try to order from all at once you most likely will not the order without a full or partial downpayment of some sort.
Figi's- Food and Small Christmas type gifts www.figis.com
Keep under $100 with shipping on first order and as long as your address is clean and not "blacklisted" you should be good to go.
Magazine Line
Magazine Subscriptions to most majorly known magazines. NO CREDIT CARD NO CREDIT CHECK!
http://www.magazineline.com/magazineline/HomePage.htm I.C.E www.ice.com
This site has very nice jewelry and very fair terms
At the time of your shipping, they will bill your credit card for the first monthly payment plus your total tax and any applicable shipping and handling fees. The balance is then automatically billed to your credit card in equal monthly installments starting the same day one month from the day the product was purchased.
**BE AWARE OF THIS**
All items remain the property of Ice.com until paid in full. In the event of non-compliance with the multi-pay terms or fraudulent use of funds, Ice.com reserves the right to appear at the purchaser's or receiver's premises and take possession of the said merchandise without prior consent or notice
**Always read the fine print!**
But the payments are as low as $35 a month depending on what you are buying.
Madison Avenue mall
https://www.madisonavemall.com
Most persons with a 600 credit score or better will most likely qualify for their credit term program.