[kells3]

I agree check around. Sometimes you get comfortable with what you have and end up paying way to much. We had Farmers for years and then switched to State Farm because they were cheaper. Then the Automobile club of So. CA called and gave me a quote out of the blue. It was about 1/2 of what we were paying so I thought there is no way this could be right. I did nothing until a couple of months later when he called back and found that yes it was 1/2 as much for much, much better coverage and a new car on the policy too. If he had never called we would still be paying to much. So call around and see what is out there. I also like mine because I can pay once a month for nine months instead of a big amount twice a year. Also the see how much they save each year and send an adjusted bill in Jan which is usually about 1/4 of a regular payment. So these might be other questions you might want to ask when calling around. I have never heard anything bad about Geico.

Our car is a 2000 Ford Windstar with full coverage. We also put very high coverage on it when my son was also on our policy. Something like 300/500 and never changed it when he got his own policy and we pay around $850 a year.