| Re: Using your credit report to determine your insurance premium I had perfect credit until an auto accident that was not my fault caused me serious injury. I was unable to work for over 2 years and of course my credit got very bad. Its not my fault my credit is bad but lawsuits take time and creditors are not forgiving for that kind of thing. This is just another way for the rich to take advantage of the poor. I pay more now for auto insurance even though I've never been at fault for anything just because of my credit. These crooks know it will take a few years for bad credit to be fixed so that gives them several years to charge more.
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