[texas_sweetie]

I sooo know what you mean about JC pEnnys , we where having some finacial problems a few months ago and needed to readjust our budget. I called JC penny to set up a payment plan cause I hadn't be able to pay them and was a month and a half behind. The lady I talked to was real nice , we set up 20 $ a month until I could get back on track. But then the calls started 3 and 4 a day everyday. It was there collections dept. They had know history of me calling and wanted me to pay 200$ over the phone. Yeah right ,I told them like I said before 20 is all I can do right now. He got all rude with me and I got very rude right back. He finally said he'd have the right dept call me and set up a plan. I said whatever I'm still only sending 20 a month until I can afford more. Well the "right dept" has never called me in fact they haven't called me back since then, I have been a very good customer with them for 7 years now. Always paid my bill, paid my account off in full several times. They acted like I was gonna screw them but that was not the case at all just need A little help for a few months. But now once I pay this card off I want use them again.